The investment team conducts extensive company visits across the region to assess the opportunities in the market. The investment team look to hold quality companies that are generating above-average growth and whose share price is at an attractive valuation.

The investment team conducts extensive company visits across the region to assess the opportunities in the market. The investment team look to hold quality companies that are generating above-average growth and whose share price is at an attractive valuation.

The investment team conducts extensive company visits across the region to assess the opportunities in the market. The investment team look to hold quality companies that are generating above-average growth and whose share price is at an attractive valuation.

The investment team conducts extensive company visits across the region to assess the opportunities in the market. The investment team look to hold quality companies that are generating above-average growth and whose share price is at an attractive valuation.

The Fund aims to beat the performance of other balanced pension funds and therefore is benchmarked against the balanced fund universe, measured by the CAPS Balanced Pooled Fund Median.

The Fund aims to beat the performance of other balanced pension funds and therefore is benchmarked against the balanced fund universe, measured by the CAPS Balanced Pooled Fund Median.

The Fund aims to beat the performance of other balanced pension funds and therefore is benchmarked against the balanced fund universe, measured by the CAPS Balanced Pooled Fund Median.

The Fund aims to beat the performance of other balanced pension funds and therefore is benchmarked against the balanced fund universe, measured by the CAPS Balanced Pooled Fund Median.

The portfolio is very diversified, with around half being invested outside the UK. Within the equity portion , while half is invested in the UK, the rest is spread around the worldwide mainly in the US and Europe. The bonds are mainly invested in high quality government bonds (both UK and international), although there are also corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The portfolio is very diversified, with around half being invested outside the UK. Within the equity portion , while half is invested in the UK, the rest is spread around the worldwide mainly in the US and Europe. The bonds are mainly invested in high quality government bonds (both UK and international), although there are also corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The portfolio is very diversified, with around half being invested outside the UK. Within the equity portion , while half is invested in the UK, the rest is spread around the worldwide mainly in the US and Europe. The bonds are mainly invested in high quality government bonds (both UK and international), although there are also corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The investment team looks to achieve returns by identifying stocks that have specific ‘growth’ and ‘value’ characteristics. Growth stocks are defined as companies which are growing faster than the market and are supported by positive newsflow, while value stocks are companies which are fundamentally sound but out of fashion. The fund manager aims to achieve highly consistent performance over the longer term.

The investment team looks to achieve returns by identifying stocks that have specific ‘growth’ and ‘value’ characteristics. Growth stocks are defined as companies which are growing faster than the market and are supported by positive newsflow, while value stocks are companies which are fundamentally sound but out of fashion. The fund manager aims to achieve highly consistent performance over the longer term.

In order to outperform, the investment team uses in depth research to assess which European companies are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risk of investing in equities.

In order to outperform, the investment team uses in depth research to assess which European companies are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risk of investing in equities.

Using this structure, approximately half of the portfolio is invested in the UK, with the remainder invested across the US, Europe, the Asia-Pacific region and Japan. The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

Using this structure, approximately half of the portfolio is invested in the UK, with the remainder invested across the US, Europe, the Asia-Pacific region and Japan. The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

Using this structure, approximately half of the portfolio is invested in the UK, with the remainder invested across the US, Europe, the Asia-Pacific region and Japan. The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

Using this structure, approximately half of the portfolio is invested in the UK, with the remainder invested across the US, Europe, the Asia-Pacific region and Japan. The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

The Fund is measured against a customised benchmark and its regional weightings are rebalanced against the benchmark every quarter.

The fund makes use of JPMorgan’s extensive teams of analysts around the world to select bonds offering the most attractive balance between yield and duration. To minimise currency risk for investors, the fund is hedged into sterling.

The fund makes use of JPMorgan’s extensive teams of analysts around the world to select bonds offering the most attractive balance between yield and duration. To minimise currency risk for investors, the fund is hedged into sterling.

Benchmarked against the FTSE All World (ex UK) Index, the fund invests predominantly in companies in the US, Europe and Japan, with additional exposure to the Asia-Pacific region and emerging markets such as Latin America.

In order to outperform, the investment team uses in-depth research to assess which companies in these markets are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risks of investing in equities.

Benchmarked against the FTSE All World (ex UK) Index, the fund invests predominantly in companies in the US, Europe and Japan, with additional exposure to the Asia-Pacific region and emerging markets such as Latin America.

In order to outperform, the investment team uses in-depth research to assess which companies in these markets are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risks of investing in equities.

Benchmarked against the FTSE All World (ex UK) Index, the fund invests predominantly in companies in the US, Europe and Japan, with additional exposure to the Asia-Pacific region and emerging markets such as Latin America.

In order to outperform, the investment team uses in-depth research to assess which companies in these markets are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risks of investing in equities.

Exposure to each of these regions is determined by the fund’s benchmark, which is customised and reviewed annually to reflect JPMorgan’s outlook on each region’s prospects. The fund also uses active currency management to guard against, and take advantage of, movements in foreign exchange rates.

Exposure to each of these regions is determined by the fund’s benchmark, which is customised and reviewed annually to reflect JPMorgan’s outlook on each region’s prospects. The fund also uses active currency management to guard against, and take advantage of, movements in foreign exchange rates.

Exposure to each of these regions is determined by the fund’s benchmark, which is customised and reviewed annually to reflect JPMorgan’s outlook on each region’s prospects. The fund also uses active currency management to guard against, and take advantage of, movements in foreign exchange rates.

Exposure to each of these regions is determined by the fund’s benchmark, which is customised and reviewed annually to reflect JPMorgan’s outlook on each region’s prospects. The fund also uses active currency management to guard against, and take advantage of, movements in foreign exchange rates.

The fund aims to invest in quality Japanese companies which are generating above average growth and whose share price is at an attractive valuation. The investment team conducts over 3000 company visits a year to assess the investment opportunities in the market.

The fund aims to invest in quality Japanese companies which are generating above average growth and whose share price is at an attractive valuation. The investment team conducts over 3000 company visits a year to assess the investment opportunities in the market.

The fund aims to invest in quality Japanese companies which are generating above average growth and whose share price is at an attractive valuation. The investment team conducts over 3000 company visits a year to assess the investment opportunities in the market.

In order to outperform, the investment team uses in-depth research to assess which Japanese companies are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risks of investing in equities.

In order to outperform, the investment team uses in-depth research to assess which Japanese companies are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risks of investing in equities.

In order to outperform, the investment team uses in-depth research to assess which Japanese companies are under or overvalued compared to their future earnings potential. The portfolio then focuses on those companies that are most attractively valued, using sophisticated optimisation techniques to manage the risks of investing in equities.

The fund also holds bonds, which provide income combined with an element of capital security. The holdings are also spread across high quality UK and Global government bonds, as well as corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The fund also holds bonds, which provide income combined with an element of capital security. The holdings are also spread across high quality UK and Global government bonds, as well as corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The fund also holds bonds, which provide income combined with an element of capital security. The holdings are also spread across high quality UK and Global government bonds, as well as corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The fund also holds bonds, which provide income combined with an element of capital security. The holdings are also spread across high quality UK and Global government bonds, as well as corporate bonds.

The bond and equity elements of the fund are individually managed by dedicated teams, so investors get the full benefit of JPMorgan's experience and expertise in managing these different asset classes.

The investment team carry out in-depth analysis of interest rates and the economy to ascertain what duration of bond they should hold to achieve the most attractive yield while managing potential capital volatility. Corporate bonds are subjected to additional credit analysis to ensure the yield offered merits the risks involved.

The investment team carry out in-depth analysis of interest rates and the economy to ascertain what duration of bond they should hold to achieve the most attractive yield while managing potential capital volatility. Corporate bonds are subjected to additional credit analysis to ensure the yield offered merits the risks involved.

The investment team carry out in-depth analysis of interest rates and the economy to ascertain what duration of bond they should hold to achieve the most attractive yield while managing potential capital volatility. Corporate bonds are subjected to additional credit analysis to ensure the yield offered merits the risks involved.

The investment team carry out in-depth analysis of interest rates and the economy to ascertain what duration of bond they should hold to achieve the most attractive yield while managing potential capital volatility. Corporate bonds are subjected to additional credit analysis to ensure the yield offered merits the risks involved.

As well as corporate bonds, the fund may also hold a small proportion of government bonds to improve the yield and risk profile of the fund.

As well as corporate bonds, the fund may also hold a small proportion of government bonds to improve the yield and risk profile of the fund.

As well as corporate bonds, the fund may also hold a small proportion of government bonds to improve the yield and risk profile of the fund.

Through disciplined research, the investment team look to outperform the market by seeking out companies that are undervalued relative to their future earnings potential, while also avoiding companies that are overvalued. Companies within each industry sector are given a rating based on the attractiveness of their valuation. The companies with the best rating form the focus of the portfolio.

Through disciplined research, the investment team look to outperform the market by seeking out companies that are undervalued relative to their future earnings potential, while also avoiding companies that are overvalued. Companies within each industry sector are given a rating based on the attractiveness of their valuation. The companies with the best rating form the focus of the portfolio.

Through disciplined research, the investment team look to outperform the market by seeking out companies that are undervalued relative to their future earnings potential, while also avoiding companies that are overvalued. Companies within each industry sector are given a rating based on the attractiveness of their valuation. The companies with the best rating form the focus of the portfolio.

Through disciplined research, the investment team look to outperform the market by seeking out companies that are undervalued relative to their future earnings potential, while also avoiding companies that are overvalued. Companies within each industry sector are given a rating based on the attractiveness of their valuation. The companies with the best rating form the focus of the portfolio.

The fund's aggressive investment strategy capitalises on the best UK stock ideas generated by JPMorgan's European Equity Group, investing wherever the best opportunities are in the UK stock market irrespective of benchmark weighting. With no size or sector constraints, the management team can focus on only their best value and growth stock ideas.

The fund's aggressive investment strategy capitalises on the best UK stock ideas generated by JPMorgan's European Equity Group, investing wherever the best opportunities are in the UK stock market irrespective of benchmark weighting. With no size or sector constraints, the management team can focus on only their best value and growth stock ideas.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

Index-linked bonds aim to stay ahead of inflation by linking their income payments and the capital that’s returned on maturity to rises in the cost of living.

Index-linked bonds aim to stay ahead of inflation by linking their income payments and the capital that’s returned on maturity to rises in the cost of living.

Index-linked bonds aim to stay ahead of inflation by linking their income payments and the capital that’s returned on maturity to rises in the cost of living.

The investment team aim to outperform the yield on the fund's benchmark, while giving investors immediate access to their capital. The team focus on using instruments issued by institutions with a very high credit rating to ensure a high level of capital security at all times.

The investment team aim to outperform the yield on the fund's benchmark, while giving investors immediate access to their capital. The team focus on using instruments issued by institutions with a very high credit rating to ensure a high level of capital security at all times.

The investment team aim to outperform the yield on the fund's benchmark, while giving investors immediate access to their capital. The team focus on using instruments issued by institutions with a very high credit rating to ensure a high level of capital security at all times.

The fund focuses primarily on UK government bonds but may also hold selected corporate bonds issued by highly financially stable companies, and bonds issued by governments from other developed economies. By focusing on long-dated bonds with an attractive yield, the fund aims to achieve a very high level of certainty to long-term returns.

The fund focuses primarily on UK government bonds but may also hold selected corporate bonds issued by highly financially stable companies, and bonds issued by governments from other developed economies. By focusing on long-dated bonds with an attractive yield, the fund aims to achieve a very high level of certainty to long-term returns.

The fund focuses primarily on UK government bonds but may also hold selected corporate bonds issued by highly financially stable companies, and bonds issued by governments from other developed economies. By focusing on long-dated bonds with an attractive yield, the fund aims to achieve a very high level of certainty to long-term returns.

The fund looks to invest in both value stocks (companies which are sound but out of fashion) and growth stocks (companies that are enjoying strong share price and earnings momentum). By holding both styles of companies, the investment team aim to achieve a high consistency of outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.

The fund looks to spread investment risk by investing in a wide range of UK companies in different sectors of the market. The investment team focuses on stocks that have specific 'growth' and 'value' characteristics as experience has shown that holding both growth and value stocks in a portfolio can lead to more consistent outperformance over the longer term.